Facts About Water Damage Insurance in Norcross
Understanding Water Damage Coverage in Norcross
1. Plumbing Failures: Covered if sudden, like a burst pipe due to cold weather.
2. Roof Leaks: Covered if caused by insured events like storms, not if due to poor upkeep.
3. Flood Damage: Requires a separate policy. The National Flood Insurance Program (NFIP) offers protection against such risks.
4. Sewer or Drain Backup: Typically excluded unless an additional endorsement is purchased.
FEMA reports that just one inch of water can cause $25,000 in damage, underscoring the importance of adequate coverage tailored to specific local risks.
Home Insurance and Water Damage in Norcross
1. Regular Inspections: Check plumbing and infrastructure to catch issues early.
2. Consider Upgrades: Install sump pumps in flood-prone areas, upgrade sewer lines, and use moisture-resistant materials during construction or renovation.
3. Landscaping: Ensure proper drainage around your home to prevent basement seepage.
A study by the Journal of Environmental Management suggests such proactive measures could cut potential water damage by up to 50%.
How to Protect Your Home After Water Damage
If water damage occurs, act swiftly to contain the issue. Document damages thoroughly and contact your insurer immediately. Professional restoration services in Norcross are equipped to handle water removal and mold prevention, which is crucial since the U.S. Environmental Protection Agency indicates mold can develop within 24–48 hours post-exposure.
One trusted local provider is Best Option Restoration of Gwinnett County. We have experienced technicians and comprehensive services, including water extraction, structural drying, fire damage removal, and mold remediation. We provide 24/7 services. Keep all receipts for temporary repairs, as they might be covered under your policy’s “loss of use” provision.